PAR / IAR
Property / Industrial All Risks
Our Services
Operational Policy (Property)
Protect every property. Keep every operation moving.
Comprehensive protection for factories, offices, warehouses and stock—covering fire, natural perils, burglary and business interruption.
Property Protection
Business Continuity
Fire & Perils
Protection Built Around Your Business
Flexible covers to protect your property, operations and continuity—so you can focus on growth.
Burglary & Theft
Protection for contents and stock
Business Interruption / MLOP
Loss of gross profit following insured damage
Fire & Allied Perils
STFI and earthquake cover as opted
Machinery Breakdown
Boiler and pressure plant protection
Money, Fidelity & Plate Glass
Optional extensions for wider protection
Frequently Asked Questions
Buildings at reinstatement value; plant at NRC or replacement; stock at cost. Include escalation and declaration clauses where needed.
When loss of profit due to property damage can materially impact revenue—manufacturing, warehousing and service facilities should include it.